Our Services
Strategic financial and business consulting designed for lasting impact
Testimonials
Stories from our NEEV family
We’re proud to partner with individuals who trust us to guide their financial journey.
Mariana Basilio
"Rajiv has been my financial advisor for over 14 years. Throughout this time, he has consistently been responsive, approachable, and clear in his communication. He is a pleasure to work with and always provides reliable, high-quality support. In my experience, I have not come across anyone in his field who offers the same level of service and dedication."
"Rajiv was our personal banker for six years and was a great asset to us. Nothing was ever a problem, and he always considered the best solution for our needs - including finding us discounts and deals we might not otherwise have been aware of. I am happy to recommend him."
Paul A
"Throughout our entire relationship, we found Rajiv to be consistently professional, diligent, and highly responsive. He demonstrated a strong commitment to achieving the best possible outcomes for us, our circumstances were not always straightforward, as there were periods where we operated as business owners rather than salaried employees. This added complexity to our applications which Rajiv handled with ease."
Leanne Campbell
"I have known Rajiv for over 10 years. As a professional I found him excellent to deal with, very thorough and detailed in all aspects of his work. He cares about the client and works hard to produce a favourable outcome. I would have no hesitation in recommending Rajiv for mortgage advice."
Barry Boyden
"Rajiv was our trusted point of contact for investment advice and consistently demonstrated a high level of professionalism, knowledge, and reliability for approximately 7 years. His ability to offer clear guidance and practical solutions gave us confidence in every step of the process. What stood out most was his willingness to meet with us in person and address matters promptly. This hands-on approach, combined with his calm and reassuring manner, made a significant difference in our overall experience."
Richelle Ashman

Ready to achieve results like these?
Testimonials
Stories from our NEEV family
We’re proud to partner with individuals who trust us to guide their financial journey.
Mariana Basilio
"Rajiv has been my financial advisor for over 14 years. Throughout this time, he has consistently been responsive, approachable, and clear in his communication. He is a pleasure to work with and always provides reliable, high-quality support. In my experience, I have not come across anyone in his field who offers the same level of service and dedication."
"Rajiv was our personal banker for six years and was a great asset to us. Nothing was ever a problem, and he always considered the best solution for our needs - including finding us discounts and deals we might not otherwise have been aware of. I am happy to recommend him."
Paul A
"Throughout our entire relationship, we found Rajiv to be consistently professional, diligent, and highly responsive. He demonstrated a strong commitment to achieving the best possible outcomes for us, our circumstances were not always straightforward, as there were periods where we operated as business owners rather than salaried employees. This added complexity to our applications which Rajiv handled with ease."
Leanne Campbell
"I have known Rajiv for over 10 years. As a professional I found him excellent to deal with, very thorough and detailed in all aspects of his work. He cares about the client and works hard to produce a favourable outcome. I would have no hesitation in recommending Rajiv for mortgage advice."
Barry Boyden
"Rajiv was our trusted point of contact for investment advice and consistently demonstrated a high level of professionalism, knowledge, and reliability for approximately 7 years. His ability to offer clear guidance and practical solutions gave us confidence in every step of the process. What stood out most was his willingness to meet with us in person and address matters promptly. This hands-on approach, combined with his calm and reassuring manner, made a significant difference in our overall experience."
Richelle Ashman

Ready to achieve results like these?
Testimonials
Stories from our NEEV family
We’re proud to partner with individuals who trust us to guide their financial journey.
Mariana Basilio
"Rajiv has been my financial advisor for over 14 years. Throughout this time, he has consistently been responsive, approachable, and clear in his communication. He is a pleasure to work with and always provides reliable, high-quality support. In my experience, I have not come across anyone in his field who offers the same level of service and dedication."
"Rajiv was our personal banker for six years and was a great asset to us. Nothing was ever a problem, and he always considered the best solution for our needs - including finding us discounts and deals we might not otherwise have been aware of. I am happy to recommend him."
Paul A
"Throughout our entire relationship, we found Rajiv to be consistently professional, diligent, and highly responsive. He demonstrated a strong commitment to achieving the best possible outcomes for us, our circumstances were not always straightforward, as there were periods where we operated as business owners rather than salaried employees. This added complexity to our applications which Rajiv handled with ease."
Leanne Campbell
"I have known Rajiv for over 10 years. As a professional I found him excellent to deal with, very thorough and detailed in all aspects of his work. He cares about the client and works hard to produce a favourable outcome. I would have no hesitation in recommending Rajiv for mortgage advice."
Barry Boyden
"Rajiv was our trusted point of contact for investment advice and consistently demonstrated a high level of professionalism, knowledge, and reliability for approximately 7 years. His ability to offer clear guidance and practical solutions gave us confidence in every step of the process. What stood out most was his willingness to meet with us in person and address matters promptly. This hands-on approach, combined with his calm and reassuring manner, made a significant difference in our overall experience."
Richelle Ashman

Ready to achieve results like these?
FAQ
Frequently Asked Questions
We’ve compiled answers to some of the most common questions about our advice services, process, and partnerships.
How much deposit do I need?
While the standard requirement is 20% deposit, many first-home buyers in New Zealand use other options with 5%-15% deposit - “Low Equity” loans. These often come with Low Equity Margin (LEM) or a Low Equity Fee (LEF), which is an extra interest cost or one-off fee added to your mortgage. Loans for new builds often require a lower deposit (typically 10%) and are exempt from some of the stricter Reserve Bank LVR (Loan-to-Value Ratio) restrictions.
How does the Kiwisaver withdrawal work?
What is the minimum deposit for an investment property?
Can I use the equity in my own home as a deposit?
FAQ
Frequently Asked Questions
We’ve compiled answers to some of the most common questions about our advice services, process, and partnerships.
How much deposit do I need?
While the standard requirement is 20% deposit, many first-home buyers in New Zealand use other options with 5%-15% deposit - “Low Equity” loans. These often come with Low Equity Margin (LEM) or a Low Equity Fee (LEF), which is an extra interest cost or one-off fee added to your mortgage. Loans for new builds often require a lower deposit (typically 10%) and are exempt from some of the stricter Reserve Bank LVR (Loan-to-Value Ratio) restrictions.
How does the Kiwisaver withdrawal work?
What is the minimum deposit for an investment property?
Can I use the equity in my own home as a deposit?
FAQ
Frequently Asked Questions
We’ve compiled answers to some of the most common questions about our advice services, process, and partnerships.
How much deposit do I need?
While the standard requirement is 20% deposit, many first-home buyers in New Zealand use other options with 5%-15% deposit - “Low Equity” loans. These often come with Low Equity Margin (LEM) or a Low Equity Fee (LEF), which is an extra interest cost or one-off fee added to your mortgage. Loans for new builds often require a lower deposit (typically 10%) and are exempt from some of the stricter Reserve Bank LVR (Loan-to-Value Ratio) restrictions.
How does the Kiwisaver withdrawal work?
What is the minimum deposit for an investment property?
Can I use the equity in my own home as a deposit?
Get in Touch
Partner with experts who understand your financial vision
Whether you are ready to buy your first home, next investment property or just exploring your options, we're here to help. Book a free, no-obligation consultation and discover how NEEV can build the foundation for your financial success.
Get in Touch
Partner with experts who understand your financial vision
Whether you are ready to buy your first home, next investment property or just exploring your options, we're here to help. Book a free, no-obligation consultation and discover how NEEV can build the foundation for your financial success.
Get in Touch
Partner with experts who understand your financial vision
Whether you are ready to buy your first home, next investment property or just exploring your options, we're here to help. Book a free, no-obligation consultation and discover how NEEV can build the foundation for your financial success.


